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HOME Plus Program

What is the HOME Plus Loan Program?


HOME Plus is an amazing down payment assistance program which was created to assist creditworthy renters who can afford a mortgage, but lack the funds for a down payment and/or closing costs. Qualified applicants may be able to obtain a 30 year fixed-rate mortgage loan with a non-repayable down payment assistance grant to use toward down payment and/or closing costs to buy a home. Down payment assistance is only available in conjunction with a HOME Plus first mortgage.

HOME Plus Program Highlights

  • Primary owner-occupied Arizona residence only.
  • Max income$92,984 per year
  • Max purchase price $371,936
  • Up to 5% assistance grant for down payment/closing costs
  • Must complete a homebuyer education course before closing
  • May purchase a new or existing single family residence, condo or townhome


Special Incentives for US Military Personnel

  • Qualified US Veterans and Active Duty US Military
  • Receive an additional 1% Assistance


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