After months of searching, you’ve finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorded that will restrict your use of the property?

When you purchase title insurance for your home, a title company searches public records to find ownership status and other issues like liens that may affect the ownership of the property. An underwriter will determine the insurability of the tile after this search. After the title company finishes